An affordable
mortgage option

for a
new generation of
manufactured homes

for a new generation of
manufactured homes

Built to Blend

MH Advantage eligible homes have top-notch features typical of site-built, single-family homes, built to blend into any neighborhood across the country.

Perks of Homeownership

MH Advantage brings low down payment mortgage financing to eligible manufactured homes. Homebuyers will own both the home and land, making it possible to build equity over time.

Suit Your Style

Whether it’s an open floorplan, a porch, or an attached garage, homebuyers can get the features they’re looking for with a home loan they can afford.

What is MH Advantage?

MH Advantage is an affordable mortgage option for the new generation of modern manufactured homes with features typical of site-built single-family homes. MH Advantage offers an abundance of benefits to homebuyers, such as:

A mortgage with a down payment as low as 3%

Lower interest rates compared with other manufactured home financing

Conventional 30-year fixed-rate mortgages available

If mortgage insurance is needed, it can be cancelled if there is 20% equity* in your home, which means lower monthly payments down the road.

*Restrictions apply.

 

What are the qualifying features of MH Advantage?

Note:

The home is designed with one of the following pairs of features: Dormer(s) and Covered Porch (minimum 72 square feet); OR Dormer(s) and Attached Garage/Carport; OR Covered Porch (minimum 72 square feet) and Attached Garage/Carport.

Covered Porches & Dormers*

Garages & Carports*

High-quality Exterior Siding

Driveways

MH Advantage
Authenticity Sticker

Open Floor Plans

Modern Cabinetry and Fixtures

Energy-Efficient Features

A manufactured home mortgage is as easy as 1-2-3.

Step 1

Visit a manufactured home retailer to customize your home. Use our checklist to discuss MH Advantage qualifying features.

Step 2

Work with a participating lender to see how to qualify for an MH Advantage mortgage.

Step 3

Have your new home installed on the land, then close your mortgage loan.

Shop MH Advantage Eligible Homes

MH Advantage

Look for the MH Advantage tag to find homes that can be eligible for MH Advantage financing. Learn more
ManufacturedModularMH Advantage

Edge II Sectional / 2852-901

Built by: Dutch Housing
3 beds
2 baths
1280 ft²
26'8" x 48'0"
Edge II 2852-901
ManufacturedModularMH Advantage

LandMark Grand / Grand 2.1 - 2LM2105R

Built by: Commodore Homes
3 beds
2 baths
1716 ft²
28'0" x 66'0"
The Landmark Grand / Grand 2.1 2LM2105R built by Commodore Homes is an exquisite residence offering a comfortable and styl...
ManufacturedModularMH Advantage

LandMark Limited / 1 - 2LM2401P

Built by: Commodore Homes
3 beds
2 baths
1387 ft²
28'0" x 52'0"
1 - 2LM2401P
ManufacturedModularMH Advantage

Landmark Ultra / 6 - 2LM2003R

Built by: Commodore Homes
3 beds
2 baths
1859 ft²
28'0" x 68'0"
6 - 2LM2003R
ManufacturedModularMH Advantage

Landmark Ultra / 3 - 3LM2001R

Built by: Commodore Homes
3 beds
3 baths
1876 ft²
42'0" x 64'0"
3 - 3LM2001R

*MH Advantage eligible homes are designed with one of the following pairs of features:
Dormer(s) and Covered Porch (minimum 72 square feet); OR Dormer(s) and Attached Garage/Carport; OR Covered Porch (minimum 72 square feet) and Attached Garage/Carport.

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